US Census Data - image from www.amendmentgazette.com |
The Celtic Tiger era has long since passed, however its
impact and the consequences of that time live on, and families are still
struggling financially, mentally and emotionally.
There have been many stories in the media concerning the
amount of threatened evictions, and repossessions all around the country. It is like going back to the dark ages, a
time which none of us ever thought that we would experience again.
There have been moves of late within our government to
revisit the insolvency laws so that the Banks have less power, it amazes me how
it was set up in the first place with the Banks being left with the power to
veto whether or not a person could take this route. After all was it not the Banks that were some
of the leading organisations that led us all to this demise in the first place,
the consequences of which were that the country could have gone bankrupt! In order to stop this from happening, the
Banks were bailed out. It would seem
that no such reprieve has been granted to the many families that are left to
struggle with the continued demands of extra charges been forced their way from
a government that seems to have lost all connection with its people. In fact with the structure that has been set
up with this country and the power that has been left with the Banks seems more
like a return to feudalism, with the Banks taking the position that the Lords
once held!
What brings me to write this blog is that I have witnessed
over the last week the various reports on the O’Donnells in Killiney who are in
the process of being evicted from their mansion in Killiney. From all the different reports and views of
people it is plain to see that we have become a society who is completely
divided on these issues. On the one hand
we have families like the O’Donnell’s who borrowed and lived a very opulent
life it would seem during the Celtic Tiger years. On the other hand, there are families who have
never really benefited in anyway it would seem from the Celtic Tiger Years, and
evictions going ahead with no media coverage whatsoever. Although the economy seemed like it was
thriving during the boom there were many things like services for disabilities
and our health care system for instance that never really improved in fact many
would even say they dis-improved.
So where are we at now?
The problem with the reactions to the O’Donnell situation is that they
could easily become the scapegoats of our society; the reaction from many
people is that this family have had it good for so long they should just get on
with it now, leave their home and give in to the Banks. Is that really the way to do it? – I don’t
know in all honesty I think that we should watch this space with interest and curiosity. I can
understand people’s need for justice and that people should be responsible for
their debts, however let’s look back on how this country operated. The country rode on the crest of a wave
indulging in an over elaborately priced property market, driven by developers
and the banks if my understanding is correct.
Many people were it would seem (or allegedly) manipulated into taking
loans out and investing in properties that were exorbitantly priced! One side drove the other and neither had the
foresight to see the ultimate chaos that would ensue, when the bottom would
fall out of this market. The only problem
with this is that the Banks got the Bailout, the developers well who
knows. By all accounts it would seem
that the man is the middle is the one that has been criminalised! We have all at some level paid the price for
this utter recklessness and it has spread across all parts of our society – no one
it would seem has been immune to this.
Just for one moment think about all the properties and the houses that
have been repossessed and are being handed back to the Bank; homes that people
worked hard to buy with their well-earned money. The Banks will sell these properties on to someone
else for a profit or they will hold on to them until prices are driven up again
and then sell them for a profit, they are the only ones it would appear that
really haven’t lost out. The Banks have
become the new Lords, allowing people or not as the case may be to live in
their houses providing they pay what the Banks demand irrespective of that individual’s needs
and they will continue to have that hold over you for the next 12/15 years if
that is what they desire. Pure and utter
madness!
The mental health of the people of Ireland has suffered dreadfully
during this recession, the relentless pressure of financial demands coming
through letterboxes, job losses, emigration, family conflict and difficulties brought on by
the stresses and pressures of this situation, and ultimately the increase in suicide because
people cannot take anymore, the whole sense of who we are as individuals has
been totally eroded. I believe the work
ethic in this country has also suffered, people working long hours and working
for less pay because they are so glad to have their job and other people left
without pay, being abused by companies who pay them less than the average wage or
in fact in some cases no wages at all!
I would ask this question - what is it about the Irish
Psyche that allows itself to be continually abused by institutions, we had the
church and the state covering up the child abuse that was being carried out for
years. Are we going to look back again
in 10 years and ask why we allowed another institution to wreak havoc on the
very quality of Irish families and their lives – things need to change and need
to change fast. How is there a banking
enquiry when an awful lot of the people who have been damaged by this recklessness
have never been asked about their experience! It’s time to ask the right questions
so this absurdity can be brought to an end and that the people of our country
are treated with the respect and dignity that they deserve, we will achieve
this not by turning on each other as a divided society but by pulling together
and demanding the right services and with fair and just insolvency and bankruptcy
laws being finally put in place!